Xrossglobal Financial
AI & Fintech solutions for Financial Institutions
Risk Management solutions
Process Automation
AI solutions
Financial institutions are struggling with the following problem statements;
We leverage AI to build next generation Risk Management systems to meet these challenges.
- Difficulty finding the right number and quality of Line 1 Risk Specialists to manage the risks owned by the Line of Business.
- Risk management systems that are not user friendly enough for non-Risk professionals who are often tasked with documenting risk information.
- Incomplete controls – No benchmark of expected controls.
- Inconsistent Control operation due to a lack of automation.
- We make Risk Management faster, simpler & more compliant with Regulatory expectations & industry leading practices!
- Our systems are designed with the end-user in mind and we have created automated risk process workflows that guide even people with no formal risk training to manage and document risk tasks like a seasoned Risk Specialist.
- Proforma Expect Controls
- Automation of Control Performance
- Documenting a large number of continually evolving Regulatory Obligations that they need to comply with is a laborious task prone to errors and omissions.
- Creating and maintaining a complete and upto-date Obligation Register and Compliance Plan is a herculean task, especially for multinational banks that are subject to multiple regulators across various jurisdictions.
- We use Artificial Intelligence & Process Automation to create Compliance Obligation registers/libraries.
- Our systems are will recommend generic control sets based on the type of regulation, (Prudential or Conduct) to create Compliance Monitoring Plans
- As businesses grow dis-economies of scale occur over time as increased transactions, customers, products, processes, systems and people add complexity. Manual processes and execution error account for about 50% of all operational risk events in financial institutions.
- Value chain process mapping has not yet been widely adopted in the industry but is a key requirement if your are planning to automate your processes and reduce Execution Errors
- Automated Value-chain process mapping with process risks and controls identified.
- Process assessments done to risk rate the Process-At-Risk (VaR concept).
- combining ML with Reverse-stress testing and bow-tie diagrams to produce actionable intelligence and predict points of failure, pinpoint missing controls and take pre-emptive action.
- Workflow automation for the finalized Process Maps.
Management Risk alerts & Analytics Dashboard
- Poor quality risk data, inconsistent data hygiene across Lines of Business, including not documenting key controls.
- Inadequate use of Risk objects in widely used Risk systems such as IBM Openpages.
- Failing to harness existing Data warehouses containing both Structured and Unstructured data about your Risks & Compliance environment.
Lack of actionable intelligence and predictive insights on the Risk & Control environment.
5. Untimely risk reporting to senior management data and no automated real-time alerts for high-rated incidents.
- AI-powered templates to uplift the data quality of risk objects and drive consistency across Lines of Business.
- We deliver systems that can leverage and enhance your existing Data warehouses containing Risks, Regulatory Obligations, Processes, Systems and Controls data.
- Our systems use IBM Openpages & Machine learning to provide Risk Data analytics and insights on emerging risks.
- We leverage Machine Learning to provide forward-looking predictive analytics that can be used to take pre-emptive action before Incidents occur.
- Real-time Management Alerts and comprehensive Risk Reporting dashboards.
Control room, Trade Surveillance & Communications Monitoring
- Out-dated inadequate surveillance system, alert factories
- Lack of integrated surveillance alerts which combine Trade Surveillance & Communications Monitoring signals.
- Lack of trader behavioural profiling metrics.
- Surveillance systems driven by Machine Learning to generate quality alerts and reduce false positives.
- Integrated surveillance alerts which combine Trade Surveillance & Communications Monitoring signals.
- Comprehensive trader behavioural profiling metrics & statistical anomaly detection.
RegTech for Regulators to Enforce Fair & Orderly Markets
- Out-dated inadequate surveillance system, alert factories
- Lack of trader and account behavioural profiling metrics.
- AI enabled Behavioural cluster analysis (based in on the UK FCA approach.)
- Quickly identify anomalous trading behaviours that are statistically significant.
Internal Audit functions
- Audit systems that have Audit workflows and Work papers that are not integrated with Risk Management systems.
- Tools that are not designed to give up-to-date real-time information to mitigate Audit Risk.
- Audit systems that are integrated with your IBM Openpages database but in a segregated Audit environment.
- Realtime updates on the Risk & Compliance profiles of Auditee depts with advanced analytics to identify missing or changed Controls during the Audit.
Risk Management Advisory & Training
- Limited internal resources to deliver Risk Management training
- Need for external independent risk consultancy
- Customised Risk & Compliance Training.
- We can also support your organisation through our Risk Consultancy & Independent Expert advisory service to remediate Audit and Regulatory findings.
Stock Market Screener
Portfolio Risk & VaR
XVA, Market Risk & Counterparty Credit risk
- There are many complicated factors and types of technical analysis to apply to exchange traded products.
- Finding the right balance between risk and reward is difficult.
- There is uncertainty as to how a theoretical investment strategy will work in real-world market conditions.
- Price-sensitive global events that impact your portfolio of investment strategy can occur at anytime and outside business hours of your local exchanges.
- Accurately calculating risk and return includes understanding the risks taken to achieve those risks. Market Risk VaR is not the only consideration. Liquidity and human behaviour are often ignored but have the ability to enduce eye-watering losses.
- Modelling risk-adjusted returns should include close attention to deviations from approved investment strategies, this is often ignored when out-performance occurs but becomes a focus point in the post-mortem review of a Rogue trading scandal.
- Effective XVA decision-making is challenging and requires visibility of pricing factors across risk types which impact CVA, FVA, MVA and KVA calculations. Siloed trading desk organisational structures and differences in data structure/ values across bespoke systems for Credit Risk, Market Risk, FTP and Margining.
- Identifying portfolio compression opportunities to create margin reduction is often a complicated and inefficient task.
- Limited XVA Pricing skillsets
- We provide proprietary technical analysis software for exchange traded products.
- Optimize Risk & Return objectives
- Backtest strategy entry and exit points using actual historical prices and market conditions before risking capital.
- Screen stocks and indices on major global stock market exchanges 24/7.
- Our systems provide portfolio return analytics for money managers and performance attribution against defined benchmarks to measure manager skills and alpha generation.
- We provide proprietary AI models that combine traditional Time-weighted and money-weighted returns with ML approaches for identifying unauthorized trading behaviours.
- We provide tools for risk and reward visualization.
- A centralized XVA Management systems to provide an efficient sales-pricing workflow, to provide competitive and timely response to the client or counterparty pricing quote request.
- XVA pricing Systems that provide clear and transparant cost-benefit for each derivative trade and its contribution to both Pnl and Capital costs.
- Efficient automated identification of portfolio compression opportunities.
A.M.D.G
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Boost Your Risk, Compliance & Audit capabilities and stay abreast of your competitors!
Features of Our Fintech & Regtech systems
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Testimonials
Trusted by Banks and other Financial Institutions
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★★★★★ 5/5
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